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Improve your driving skills, and if you're 55 or older, get a discount on your personal auto insurance. This course teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It is taught by experienced, professional traffic safety instructors. The class consists of lectures, films, and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. Contact your insurance agent for details. After you complete the course, you will receive a certificate of completion to give to your insurance company. This 4-hour refresher course is for mature drivers who have completed the initial 8-hour class.